5 Card Charlie Blackjack Rule: Boost Odds & Profits

Master the 5 Card Charlie Blackjack rule to boost your winning odds. Learn strategies for hitting, standing, and doubling down in our guide.
5 Card Charlie Blackjack rule

The 5 Card Charlie Blackjack rule is a popular variation of the classic card game that gives players an advantage. With this rule, if a player collects five cards without going bust, they automatically win, and the house edge is reduced by 1.46%. The rule also applies to a 6, 7, 8, or 9 card, occurring once every 50 hands. However, the 5 Card Charlie rule can slow down the game, leading to longer decision-making times and potentially poor choices. To increase your chances of winning, it’s crucial to know when to hit or stand, double down, and not rely solely on achieving a 5 Card Charlie.

When to Hit or Stand

When deciding whether to hit or stand, consider the number of decks used and the value of your cards. If you have a soft 17 or lower, hit. If you have four cards worth up to soft 21, hit. If you have a hard 17 or higher, stand. In cases where your hand is worth between 12 and 16 points with a card value of 7 or higher but no aces, hit. If all your cards have values between 2 and 6, and your hand is worth at least 13, stand.

Double Down Strategy

Doubling down is often overused in Blackjack, but it can be profitable in certain situations. With the 5 Card Charlie Blackjack rule, you can take advantage of the automatic win and double your profits by getting four cards, doubling down on a fifth, and avoiding busting. However, it’s essential to consider the best course of action if you have fewer than four cards.

Automatic Victory Rule

The automatic victory rule is always on your side, so it cannot worsen your situation more than it would in traditional Blackjack games. In 5 Card Charlie Blackjack, each remaining bet wins if its hand is higher than the dealer’s, and it loses if the dealer busts. If a player’s first two cards add up to 21, it is called a “natural” or “Blackjack,” and the player automatically wins the hand unless the dealer also has a Blackjack.

Considering Other Casino Rules

While the Five-Card Charlie rule is one of the best Blackjack rules available, casinos that offer it may add unfair rules to level the playing field. When playing Blackjack, always keep an eye out for the 5 Card Charlie Blackjack rule, but also consider all the other regulations to see if it’s the best table or worthwhile to play.


In conclusion, the 5 Card Charlie Blackjack rule can provide an advantage to players, but it’s essential not to rely solely on this rule to win. Knowing when to hit or stand, when to double down, and being aware of other casino rules are all crucial aspects of increasing your chances of winning. By following these strategies and keeping an eye out for the 5 Card Charlie rule, you can improve your overall Blackjack experience and potentially increase your winnings.